Tune in to Retirement Ready TV and learn from the retirement planning power couple themselves, Tim and Laura Schultz!
Retirement Ready TV is Cleveland's premier source for all things retirement planning. Tim and Laura delve into the complexities of retirement planning and the importance of a personalized approach. Discover the significance of understanding various retirement tools like Roth IRAs, mutual funds, and annuities, and learn why a one-size-fits-all strategy doesn't work in retirement planning.
Catch up on our latest episode!
Retirement & Legacy Planning: What Every Family Needs to Know
In this powerful episode of Retirement Ready TV, Tim and Laura Schultz of Preservation Retirement Services dive deep into estate and legacy planning —an essential but often overlooked part of retirement. If you're wondering how to leave a meaningful legacy, what legal documents you need, or how to avoid probate nightmares, this episode is a must-watch.
Tim also breaks down how annuities can provide guaranteed death benefits, ensuring your loved ones are protected no matter what the market does. You’ll also get a look at their exclusive Retirement Ready Roadmap, a step-by-step strategy to help you reduce risk, optimize taxes, allocate assets, and ensure reliable income in retirement.
Whether you're newly retired, planning ahead, remarried later in life, or supporting aging parents, this episode is packed with actionable advice and insights that will help you gain confidence in your financial future.
Time to Break Up with Your Financial Advisor?
In this episode of Retirement Ready TV, Tim and Laura dive into one of the most important (and often overlooked) aspects of retirement planning — knowing when it’s time to “pass the baton” to a retirement-focused advisor.
Top 5 Retirement Risks That Could Ruin Your Future
Tim and Laura uncover the biggest threats to a happy, secure retirement —and more importantly, how to plan for them before it’s too late.
Are You Ready for Life’s Biggest Retirement Curveballs?
Tim and Laura open up about the real-life transitions that can shake your financial future—and how to proactively plan for them. Whether it’s early retirement, job loss, divorce, or the devastating loss of a spouse, Tim and Laura show you how to build a solid retirement plan that helps you navigate uncertainty with confidence.
Retirement at Risk? Diversification Can Protect Your Future
Are you approaching retirement and wondering how to protect your nest egg while still growing your wealth? In this episode Tim and Laura have a critical conversation about diversification, risk tolerance, and building a retirement income strategy that lasts.
The Retirement Ready Roadmap: Beyond Basic Financial Planning
Learn how financial planning focuses on the basics like budgeting, investments, and making sure you don’t run out of money… while wealth management goes beyond the basics—focusing on legacy building, tax efficiency, charitable giving, and creating a tax-free future for your heirs.
The Retirement Ready Roadmap: Beyond Basic Financial Planning
Are you just coasting with your retirement plan? In this episode, Tim and Laura discuss the real difference between financial planning and wealth management —and why it matters more than ever if you're nearing or already in retirement.
Build a Retirement Plan That Actually Works
Whether you're a few years from retirement or already there, the foundation of your retirement plan is everything. Tim and Laura break down the "money house" concept and show you how to build a strong financial structure that provides income, stability, and peace of mind throughout retirement.
Avoid These Retirement Tax Traps!
Are you prepared for the hidden tax traps that could derail your retirement? In this eye-opening episode, Tim and Laura reveal what many financial advisors miss— smart tax planning for retirement .
Do You Really Have a Retirement Plan Or Just a Pile of Accounts?
In this episode, Tim and Laura reveal how a true retirement strategy is more important than any single account or investment product.
Is Your 401(k) Retirement-Ready? Avoid These Common Mistakes!
Tim & Laura break down critical strategies to help you take full control of your retirement plan—especially if the majority of your nest egg is sitting in a 401(k), 403(b), 457, or TSP.
Retirement Accounts: Taxable, Tax-Deferred, & Tax-Free Explained
This informative session focuses on the different types of retirement accounts, breaking down their advantages, disadvantages, and tax implications.
The Top 5 Challenges Retirees Face
"Is there a downside to retirement?" Discover the potential challenges that retirees may face when paychecks stop and the reality of being voluntarily unemployed sets in.
Get Retirement Ready: Budgeting and Income Strategies Explained
Whether you're approaching retirement or already there, creating a budget is crucial for financial security and peace of mind. This episode delves into why budgeting is vital and how to approach it effectively.
Healthcare in Retirement: Strategies for Medicare and Beyond
Tim and Laura break down the essentials of healthcare planning for retirees, covering the intricacies of Medicare, long-term care, and how to effectively budget for these expenses.
Estate Planning Strategies for a Worry-Free Retirement
Dive deep into the crucial topic of estate and legacy planning. If you want to ensure your family's future is secure and your assets are handled according to your wishes, this episode is for you.
Essential Questions to Ask Your Financial Advisor: Expert Tips
In this engaging episode of Retirement Ready TV, Tim and Laura Schultz from Preservation Retirement Services delve into essential aspects of retirement planning, providing viewers with invaluable insights and practical advice.
Choosing the Right Financial Advisor for Your Retirement
Cleveland's renowned retirement planning duo, delve into the essential aspects of choosing and potentially parting ways with a financial advisor. Whether you're already working with one or just beginning to consider it, this episode offers crucial insights.
Retirement Strategies for Financial Security and Wellness
Learn about the importance of addressing non-financial concerns in retirement, such as relationships, personal growth, and maintaining a healthy lifestyle.
From Confusion to Clarity: Social Security Made Easy
This episode is a must-watch if you're considering when to start claiming Social Security benefits and how to maximize your retirement income.
Retirement Planning From Basics to Advanced
The show kicks off with essential basics for newcomers to retirement planning, emphasizing the importance of personalized consultations to achieve dream retirements.
Ready, Set, Retire: Building Your Dream Retirement
Watch this unmissable episode of Retirement Ready TV, where retirement gurus Tim and Laura Schultz from Preservation Retirement Services transform the daunting journey into retirement into a walk in the park.
Finding Your Way on the Roadmap to Retirement
Discuss the "Retirement Ready Roadmap," a comprehensive approach to retirement that includes reviewing risks, optimizing taxes, allocating assets, and distributing income to cover any gaps once the regular paycheck stops.
The Roadmap to Your Future
The episode delves into managing market downturns, emphasizing the significance of a diversified portfolio to mitigate risks.
Crafting Your Dream Retirement
The Schultz's emphasize that retirement planning can be daunting due to the ever-changing rules and the personal nature of financial decisions.
A Tax-Savvy Retirement
Talk through the importance of initiating retirement discussions early, regardless of age. Highlighting the crucial "retirement red zone," they discuss the transition from accumulation to distribution of assets, underscoring the need for diversification to protect against market downturns.
Navigating Retirement Planning
Tim and Laura Schultz from Preservation Retirement Services, delve into the complexities of retirement planning and the importance of a personalized approach.
Meet Tim & Laura
Episode 1 focuses on various aspects of retirement planning, including the state of the economy, reducing the risk of losing money due to stock market exposure, and the impact of rising taxes and inflation on retirement savings.
Guy Hawkins
President of Sales
Guy Hawkins
President of Sales
Guy Hawkins
President of Sales
Guy Hawkins
President of Sales
Guy Hawkins
President of Sales
Guy Hawkins
President of Sales
Guy Hawkins
President of Sales
Guy Hawkins
President of Sales
Guy Hawkins
President of Sales
Guy Hawkins
President of Sales
Guy Hawkins
President of Sales
Guy Hawkins
President of Sales
Guy Hawkins
President of Sales
Guy Hawkins
President of Sales
